diff --git a/apps/payment/backend/application/payment_hub.py b/apps/payment/backend/application/payment_hub.py
index f415aec..91afa8a 100644
--- a/apps/payment/backend/application/payment_hub.py
+++ b/apps/payment/backend/application/payment_hub.py
@@ -18,8 +18,8 @@ class PaymentHub:
     async def create_stripe_account(self) -> Optional[str]:
         return await self.stripe_manager.create_stripe_account()
 
-    async def create_account_link(self, account_id: str) -> Optional[str]:
-        return await self.stripe_manager.create_account_link(account_id)
+    async def create_account_link(self, account_id: str, link_type: str = "account_onboarding") -> Optional[str]:
+        return await self.stripe_manager.create_account_link(account_id, link_type)
 
     async def can_account_receive_payments(self, account_id: str) -> bool:
         return await self.stripe_manager.can_account_receive_payments(account_id)
diff --git a/apps/payment/backend/business/stripe_manager.py b/apps/payment/backend/business/stripe_manager.py
index aedc006..d9dafec 100644
--- a/apps/payment/backend/business/stripe_manager.py
+++ b/apps/payment/backend/business/stripe_manager.py
@@ -22,12 +22,22 @@ class StripeManager:
         account = stripe.Account.create(type="standard")
         return account.id
 
-    async def create_account_link(self, account_id: str) -> Optional[str]:
-
+    async def create_account_link(self, account_id: str, link_type: str = "account_onboarding") -> Optional[str]:
+        account = stripe.Account.retrieve(account_id)
+        
+        # For account_update, try to show dashboard if TOS is accepted
+        if link_type == "account_update" and account.tos_acceptance.date:
+            login_link = stripe.Account.create_login_link(
+                account_id,
+                redirect_url="{}/work".format(self.site_url_root)
+            )
+            return login_link.url
+        
+        # Otherwise show onboarding
         account_link = stripe.AccountLink.create(
             account=account_id,
             refresh_url="{}/front-door".format(self.site_url_root),
-            return_url="{}/user-profile".format(self.site_url_root),
+            return_url="{}/work".format(self.site_url_root),
             type="account_onboarding",
         )
         return account_link.url
diff --git a/apps/payment/webapi/routes/payment/stripe_manager_controller.py b/apps/payment/webapi/routes/payment/stripe_manager_controller.py
index 2c3b6ff..8a16ecc 100644
--- a/apps/payment/webapi/routes/payment/stripe_manager_controller.py
+++ b/apps/payment/webapi/routes/payment/stripe_manager_controller.py
@@ -29,8 +29,8 @@ async def create_stripe_account():
     summary="Create account link",
     description="Create account link",
 )
-async def create_account_link(account_id: str):
-    return await payment_hub.create_account_link(account_id)
+async def create_account_link(account_id: str, link_type: str = "account_onboarding"):
+    return await payment_hub.create_account_link(account_id, link_type)
 
 
 # Web API